Inspired by Open Banking. Built for AML. OpenAML provides a modern shared infrastructure layer—integrate enterprise-grade AML capabilities directly into your platform through secure, open-standard APIs.
Just as Open Banking transformed how financial data moves—one secure rail, standardized APIs, real-time access—OpenAML applies that same principle to anti-money-laundering compliance.
Instead of every institution wiring together its own patchwork of watchlists, screening tools, and audit systems, OpenAML offers a single unified rail where every AML data source speaks the same language.
AML compliance has outgrown traditional systems. OpenAML is not an incremental improvement—it represents a fundamental re-architecture of how compliance should work in the modern world.
OpenAML's centralized risk engine uses machine learning anomaly detection and behavioral risk analysis to continuously evaluate every customer and transaction. It adapts to new financial crime patterns automatically—no manual rule updates needed.
ML_MODEL: ACTIVE · ANOMALY_THRESHOLD: 0.87 · FALSE_POSITIVE_REDUCTION: 85%
Every capability your platform needs—delivered through clean, developer-friendly APIs.
Screen customers against global sanctions lists, watchlists, adverse media, and PEP databases throughout the lifecycle.
Verify individuals and businesses using automated identity checks, document verification, and continuous monitoring from day one.
Score customers and transactions using configurable rules and intelligent risk models that continuously adapt to new financial crime patterns.
Detect suspicious activity in real time using ML-powered detection, supported by case management workflows for efficient alert resolution.
Automatically generate, validate, and submit regulator-ready reports including goAML, with complete and transparent audit trails.
Integrate AML compliance via developer-friendly REST APIs, webhooks, and flexible data schemas with minimal engineering effort.
Our monitoring engine combines regulatory rule scenarios with machine learning to identify complex financial crime patterns. Monitor transactions in real time or batch mode while maintaining full investigative control with integrated case management.
ALERT_QUEUE: AUTO-CLEARING · SIGNAL_NOISE_RATIO: 94.2% SIGNAL
A mid-sized credit union. Four data sources, three vendors, zero connection. Then OpenAML.
The Problem: Every morning, two analysts spent their first hour reconciling mismatched records by hand. Alerts piled up in a queue no one fully trusted. Decisions were scattered across emails and screenshots. When the regulator called, it took six days to assemble a single member's screening history.
A sanctioned-party match slipped through because the watchlist feed hadn't refreshed over the weekend. The result: a $240,000 regulatory fine and a consent order the team was still unwinding.
After OpenAML
| Dimension | Legacy AML | OpenAML |
|---|---|---|
| Data sources | 4–6 siloed vendors | One unified API |
| Latency | Hours to days stale | Real-time streaming |
| Audit trail | Email & screenshots | Immutable & signed |
| Reporting | Incomplete, late | Auto-generated, complete |
Building AML compliance internally can take months or years. OpenAML removes that complexity with ready-to-integrate compliance infrastructure.
Integrate OpenAML's REST APIs into your platform in days, not months. Minimal engineering effort required.
Set up compliance policies, risk thresholds, and monitoring rules aligned with your regulatory requirements.
Real-time screening and transaction monitoring runs automatically, flagging risks as they emerge.
Automated regulatory reports with complete audit trails keep you compliant and audit-ready at all times.
…they will no longer build their own AML systems. OpenAML is the compliance cloud—plug directly into shared infrastructure that delivers enterprise-grade AML capabilities instantly, the same way Open Banking standardized financial data access.
UPTIME: 99.99% · DATA_SOURCES: NORMALIZED · SCHEMA: OPEN-STANDARD
Tailored compliance infrastructure for every regulated industry.
Inspired by the Open Banking movement, OpenAML standardizes access to compliance infrastructure—just as open banking standardized access to financial data.
| Traditional AML | OpenAML |
|---|---|
| Multiple disconnected tools | ✓ One unified compliance platform |
| Manual data entry and reporting | ✓ Automated end-to-end workflows |
| High engineering and maintenance costs | ✓ Shared infrastructure, flexible pricing |
| Slow audit preparation | ✓ Real-time audit trails always ready |
| Inconsistent controls | ✓ Standardized governance framework |
| Reactive rule-based detection | ✓ Proactive AI-driven monitoring |
| Hours to days data latency | ✓ Sub-second real-time streaming |
| Fragmented, unprovable audit trail | ✓ Immutable, cryptographically signed trail |
Join forward-thinking companies transforming compliance into a competitive advantage. Integrate powerful AML capabilities in days, not months.